Chase Sapphire Preferred Vs Amex Gold

The chase sapphire preferred only charges 95 per year.

Chase sapphire preferred vs amex gold.

The chase sapphire preferred card s travel and restaurant rewards categories are much broader than the bonus categories found on the american express gold card. If you want a flexible. The 300 difference may sway you to choose the american express gold card but if you. The amex gold card s 250 annual fee see rates is a big consideration while the chase sapphire preferred card s is only 95.

Your points earned with the chase sapphire preferred card are worth 25 more when you redeem them for travel purchases through the chase ultimate rewards portal. If you ll maximize both of these benefits the difference in annual fees becomes insignificant. The amex gold card comes with a higher annual fee than the chase sapphire preferred. But if you aren t traveling enough to offset the cost of the amex gold you may want to go with the chase sapphire preferred.

The chase sapphire reserve offers new applicants 50 000 ultimate rewards points after spending 4 000 on purchases in the first three months from account opening. While having an annual fee is common for many issuers and cards both the chase sapphire preferred card and the american express gold card annual fees are noteworthy in their differences. However the amex gold card s higher fee is offset by up to 100 statement credit for incidental airline fees and up to 120 annual dining credit. The chase sapphire reserve charges a 550 annual fee compared to the american express gold card s 250.

Of course the amex gold does come with higher earning rates and more perks to help offset the cost of the annual fee. Both cards earn points that transfer to over a dozen travel partners. The chase sapphire preferred card offers great potential for rewards in the first year and it has the ability to transfer points for their full value to travel partners. The sapphire preferred has a 95 annual fee compared to the higher 250 annual fee with the american express gold card see rates and fees.

You do get annual statement credits with the amex gold card so if.