Chase Sapphire Vs Amex Gold Reddit

Of course the amex gold does come with higher earning rates and more perks to help offset the cost of the annual fee. And get 5 back. Additional terms and conditions apply but the chase sapphire reserve offers the better coverage.

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Secondary coverage means that you must first file a claim with your own auto insurance before coverage kicks in.

Chase sapphire vs amex gold reddit.

Annual statement credits and partner benefits. Chase unlimited 1 5 on everything chase freedom 5 on rotating categories right now its gas walgreens chase sapphire reserve 3 on food and travel chase ink cash 5 on internet tv cellphone bill but also 5 at office stores like staples and you can buy gift cards for amazon best buy gas southwest. The chase sapphire reserve provides primary car rental coverage while the amex platinum card offers secondary coverage. 10 points per 1 on lyft rides through march 2022 10 points per 1 select streaming services on up to 1 500 through 9 30 2020 5 points per 1 instacart delivery and pickup orders on up to 3 000 through 9 30 2020.

With cash back cards like the uber visa you are capped at 4 back but with airline transfer partners you can often get more than 1 cent per point value which would leader to higher returns. The chase sapphire reserve and the amex platinum are two of the most popular and rewarding premium credit cards. Up to 100 saks fifth avenue statement credit 50 every six months. The american express gold card and chase sapphire reserve are two premium rewards credit cards that rank on our lists for the best travel rewards and dining cards both cards offer first in.

The chase sapphire preferred card s travel and restaurant rewards categories are much broader than the bonus categories found on the american express gold card. The chase sapphire preferred only charges 95 per year. The american express gold card outshines the chase sapphire preferred card when it comes to travel perks especially when you re in an airport or hotel. For example the gold card offers a 100 airline credit that can be used toward baggage fees or and other incidentals as well as a 75 resort credit at select properties that can be used.

Your points earned with the chase sapphire preferred card are worth 25 more when you redeem them for travel purchases through the chase ultimate rewards portal. See which one is best for you. Up to 200 airline incidental fee credit. Up to 200 uber credit 15 each month with a 20 bonus in december.

Chase sapphire reserve the platinum card from american express. But if you aren t traveling enough to offset the cost of the amex gold you may want to go with the chase sapphire preferred. The card also pays 2. 60 in doordash statement credits each for 2020 and 2021.

For me the appeal of the amex gold is the transfer partners that accompany mr points.